HOW DOES FIDELITY BUSINESS PARTNERS WORK?
Fidelity Business Partners is a private online investment platform founded on the principle of creating partnerships to invest in real estate. Much like any crowdfunding platform/portal, Fidelity Business Partners allows a group of individuals to join together to invest in a common project. With Fidelity Business Partners, investors are able to:
- Learn about real estate and browse investment opportunities online.
- Securely invest in multifamily real estate, through an online process.
- Manage their investments online through a secure dashboard.
- Partner with full time real estate investors.
WHAT ARE THE FEES?
Each deal will have unique deal-level fees like an acquisition fee (1% to 2% typically) and an asset management fee (2% typically) which are standard in the industry. The Fidelity Business Partners investment platform does not charge any fees to view these investments. We built the platform to enable the growth of our partnerships; therefore it is a value-add service to our business model- take advantage of the amazing opportunities!
WHO CAN INVEST WITH FIDELITY BUSINESS PARTNERS?
Fidelity Business Partners works with both accredited and qualified non-accredited investors.
WHAT IS THE MINIMUM INVESTMENT?
HOW DOES FIDELITY BUSINESS PARTNERS MAKE MONEY?
Fidelity Business Partners makes money from the real estate we own with our investors. This includes rental income & profits from the sale of properties.
WHAT TYPES OF PROPERTY CAN I INVEST IN?
Fidelity Business Partners purchases multifamily apartments, typically with at least 80 units or more. The type of property will be described in great detail for each investment opportunity that becomes available.
WHAT IS AN OFFERING?
Offering is the term used to define the process in which a private or public company offers securities for sale. The term “offering” may be synonymous with “deal” or “investment opportunity”. Fidelity Business Partners’ offerings will be found on the Invest page, this is where you can view opportunities to invest with Fidelity Business Partners
WHAT IS SECURITY?
A security is what you own when you invest in the stock market. It is the share of ownership in a company, which is what you own when investing with Business Fidelity Partners. You typically own a percentage interest of the company that owns the property.
WHAT RETURN CAN I EXPECT ON MY INVESTMENT?
While each investment opportunity may be different, Business Fidelity Partners typically aims to deliver our partners double digit overall returns. That is, returns in excess of 10% per year. Each investment opportunity will include financial projections prepared by Business Fidelity Partners , which are based upon our expertise and educated assumptions. While we like to provide conservative projections, it is required that each investor understands that past performance does not indicate nor guarantee future results.
WHAT ARE THE RISKS?
Much like all investments, investing in real estate involves certain known and unknown risks, uncertainties, and other factors and there is no guarantee of performance. It is Business Fidelity Partners requirement that each investor acknowledges and understands these risks and factors.
Learn more about the RISKS OF INVESTING
WHEN AND HOW CAN I GET MY INVESTED CAPITAL BACK?
Business Fidelity Partners defines a targeted hold period for each investment. This indicates the amount of time you should anticipate it will take to receive your principal investment back. The hold period is not guaranteed due to a number of different factors including an ever changing economy and unpredictable fashion in which opportunities may present themselves. It is Business Fidelity Partners job to make decisions to optimize each investment. A popular way for investors to receive their principal investment back is through the sale of the properties or a refinance loan, which typically happens with 3 to 7 years.
CAN I PHYSICALLY SEE THE PROPERTIES I INVEST IN?
All of the details for each property is made available to view online and you are also welcome to visit the property onsite. Business Fidelity Partners also extends a warm welcome to anyone interested in visiting our headquarters in 6965 El Camino Real, Suite 105-190
Carlsbad, Ca 92009
WHAT DOCUMENTS NEED TO BE SIGNED?
Each offering will have an “Investment Agreement.” This document will be signed online during our easy 4 step investment process.
HOW OFTEN WILL I RECEIVE AN INCOME FROM MY INVESTMENT?
Business Fidelity Partners disburses earnings to our partners on a quarterly basis.
DO THE PROPERTIES HAVE DEBT?
Debt financing is an integral part of our multifamily holdings. Our company will procure and sign on the loans directly and be responsible for its repayment. We are very risk adverse when it comes to debt and always focus on having stronger cash flow over higher leverage and the potential of higher returns. The debt structure, if any, will be described in each specific investment opportunity.
HOW DO RECEIVE UPDATES ON MY INVESTMENTS?
As our partner, you will receive regular communication from us. You can review financial statements & performance updates at least once per quarter, all online through your investor dashboard.
HOW DO I PAY TAXES ON PROFIT FROM MY INVESTMENT?
Our investors receive a Form K-1. You simply forward this document to your accountant or tax professional, and it’s as simple as that. The Form K-1 will report your taxable income from the investment.
CAN I SELL MY OWNERSHIP?
While there is no public market to sell your ownership, it is still possible. Business Fidelity Partners must approve each sale and Business Fidelity Partners also holds a first right of refusal to purchase any ownership that is for sale. If Business Fidelity Partners chooses not to purchase your ownership, then we can assist in matching a prospective buyer within the private network to help facilitate the sale. These transactions are subject to certain guidelines under the Securities Act of 1933. Please refer to the offering documents and your legal counsel if you chose to sell your securities with Business Fidelity Partners, legal and accounting costs may be associated with a sale.
CAN I TALK TO SOMEONE IF I NEED TO?
Of course, our office is full of helpful people ready to help with any inquiry. Give us a call!